Friday, March 4, 2011

Finally Something Exciting!

I know the blog has been quiet this week.  I have had nothing exciting to blog about...we are battling yet another round of sickness (colds this time, so I guess I shouldn't complain - at least the boys aren't vomiting - but I got it and I'm kind of whiny when I get sick).

But this morning something exciting happened!!!  Now, this won't really be exciting for anyone but us, but it's exciting to us nonetheless:


A year ago or so, I read Dave Ramsey's Total Money Makeover.  I remember my dad suggesting this book years and years ago, but I pretty much ignored him then (my dad suggests lots of reading material).  I will say that we didn't follow Dave Ramsey's plan to the letter...we still use our credit card (we get cash back!) but we have always paid it off every month (even before reading TMM), and we only use it for things that we actually have the money to buy.  Also, Dave recommends paying off the smallest balance debt first, but we changed things up a bit to fit our circumstances.  Reading the book just kind of motivated us to get started on the debt that we DID have, even if it wasn't consumer debt.  We had just sort of ignored it until then. 

We have made a HUGE dent in our debt this past year.  We can see the light at the end of the debt-free tunnel, and would like to be COMPLETELY debt-free, including our mortgage, in about 5 years.  That may be an aggressive estimate, as we will probably re-evaluate and start contributing more to college funds, investments, retirement, etc...but it's still a good feeling to know that it is POSSIBLE.


  1. Way to go! We'd love to be there someday (suppose the hubby needs to finish school, first...) - Rhonda